The building, top to bottom

Terrace 100 feet along the river Built and standing. The photograph above was taken from it. Done Floor 2 Open shell — three lofts drawn Steel up, weathered in, interior unfinished. Plans exist; nothing is committed. Empty Floor 1 Retail, offices, lobby and garage Part of it is leased to a gym, month to month. Income from day one. Leased

The terrace

A hundred feet, facing west.

It runs the length of the building parallel to the river, and unlike everything above it, it is finished and standing. West-facing means the sunset arrives at the railing every clear evening: the Bayview Bridge, the water, and the Missouri treeline on the far bank.

Plenty of buildings in a river town claim a view. Very few of them hand you a hundred feet of outdoor floor to stand on while you look at it.

The Mississippi River at sunset from the terrace, two bridges crossing the water. — **Photograph.** Taken from the terrace, June 2026. Not a rendering, and not a stock image of somebody else's river.

Floor 2

An empty floor is not a problem.
It's the part nobody else is selling.

The steel is up and the floor is weathered in. Inside, it is unfinished — no walls, no services run, no decisions locked. The owner has had a concept drawn for three loft units opening onto the terrace, and the drawings are available, but a buyer is inheriting an open floor rather than someone else's committed plan.

Unit A

The end unit, and the only one drawn with a fireplace. Kitchen laid out; spiral stair to the loft above shown as adjustable.

Unit B

Middle unit, terrace access along its full river face.

Unit C

First in line for heating and cooling in the drawn sequence, then B, then A.

Architect's massing model of the building from above, showing the terrace running the full length of the river side with railings. — **Owner's concept drawing.** Massing model showing the terrace running the length of the river elevation. External finishes to the addition were never settled.

Architect's concept model of the building seen from Hampshire Street, brick frontage with the newer addition and terrace behind. — **Owner's concept drawing.** Seen from Hampshire Street, with the original brick at the near end and the steel-framed addition beyond.

Illustration of an open unfinished upper floor with stud framing, steel beams and a wall of windows facing a river at sunset. — **Illustration, AI-generated.** Not the building and not a plan — only how an open shell of this kind reads once it is opened to the water.

Illustration of a finished open-plan upper floor with oak floors, steel beams and windows overlooking a river at dusk. — **Illustration, AI-generated.** One possible finished feel. Polished concrete, not timber, is what the owner's drawings specify.

Architectural floor plan of the first floor showing the garage, main retail space, common lobby, offices, locker rooms and stairway. — **First floor plan — marked preliminary.** Garage at one end, main retail space and common lobby at the other, with offices and locker rooms between. Click to open it, then click again to zoom to the dimensions.

Floor 1

Leased, and paying, today.

Part of the ground floor is leased to a CrossFit gym on a month-to-month basis. That combination is the whole argument for this building: rent arriving now, and no long lease standing between a buyer and a redevelopment.

The drawn scheme gives the offices, break room and locker rooms twelve-foot ceilings and puts them first in line for heating and cooling, with the retail area left as one large open space.

There are 16 private parking spaces — downtown, on the lot. Anyone who has tried to park near a riverfront in a working river town knows what that is worth.

The building

Two stories, downtown, a block off the water.

223 Hampshire sits in downtown Quincy beside the 19th-century brick that gives the street its character. The upper floor is a steel-framed addition onto the original structure and cantilevers out over the lower level.

Address	223 Hampshire Street, Quincy, Illinois 62301
Price	$549,000
Building	21,267 sq ft
Lot	0.48 acres
Stories	Two
Parking	16 private spaces, plus first-floor garage
First floor	Part-leased — gym, month to month
Second floor	Unfinished shell, vacant
Terrace	Approx. 100 ft, river-facing, built approx. 2021
MLS	25030016
Year built	Ask
Annual taxes	Ask
Zoning	Ask

223 Hampshire from the street: a two-story building with tan metal siding, the upper floor cantilevered and still showing green sheathing, beside an older red brick building. — **Photograph.** January 2025, during the second-floor build. The upper level shows sheathing rather than finished cladding, and the exterior finish is still an open question.

What this page will not tell you

Everything above comes from the owner, the MLS listing, or the photographs themselves. Three things are marked Ask rather than estimated:

Year built, and the date the second-floor addition went up
Annual property taxes
Zoning and permitted uses — worth confirming before planning residential lofts

Run the numbers

Your arithmetic, not our projection.

Two figures below come from the listing and are filled in. Everything else is yours — it starts empty, because a default we typed would read as a claim about the building, and the honest answer to “what will it rent for” is that the buyer decides. Nothing you type leaves this page.

From the listing Purchase price listing $ Building size listing sq ft

Buying it — your assumptions Down payment yours % Interest rate yours % / yr Loan term yours years Closing costs yours % of price

Holding it — ask, or assume Annual property tax ask Jen $ / yr Insurance yours $ / yr Maintenance & utilities you carry yours $ / yr

Income today — the gym Current rent, month to month ask Jen $ / mo

The second floor — if you finish it Renovation budget yours $ Rent it would bring, all units yours $ / mo Vacancy allowance yours %

Fill in the buying assumptions — down payment, rate and term — and the numbers appear here. Add rent and costs to see cash flow.

Straight amortization, no appreciation, no tax treatment, no rent growth. Blank boxes count as zero and are named beside each figure. This is a calculator, not an offer, an appraisal or a forecast; the only figures the seller stands behind are the two marked listing.

Quincy by the numbers

The town the building sits in.

Four figures a buyer asks about, read from the studio’s own Quincy research pack at momatio.com (researched 2026-09-09, every number cited to a public source), and what public-land camping looks like nearby from American Adventurer. None of this is about the building itself, and none of it replaces the three “Ask” items above.

People in Quincy	38,918US Census Bureau, Subcounty Population Estimates, 2025
People in Adams County	64,267US Census Bureau, County Population Estimates, 2025
Median household income	$56,480 a yearUS Census Bureau, American Community Survey 2020-2024 5-year estimates, table B19013, 2020-2024
Downtown public parking	$0 a month — the city lists its lots and street spaces as freeCity of Quincy Planning & Development, 2026-01

Camping near Quincy. 12 public-land camps within 30 straight-line miles of the Census town center in the American Adventurer record: 11 free · 1 fee · 0 unpriced. None of the 12 carries an agency season record, so none is called open. Nearest listed-open DC fast charger to a free camp: 11.2 mi straight-line (EVre - Ayerco 32 - Canton), per the US DOE station list. The full list, as JSON → · Every camp in Illinois →

Sources: the Quincy pack at momatio.com (pipeline 2.1.0, researched 2026-09-09; each row links its federal or city source); American Adventurer (davelalande.com), data built 2026-09-18T07:30:56Z, read 2026-09-18. Straight-line, not driving distance; the American Adventurer record, not every campground.

Inquiries

Come and stand on the terrace.

It is a difficult building to judge from photographs and an easy one to judge in person, at about half past seven on a clear evening.

Jennifer Salerno
(815) 909-6103
jensalerno@c21bt.com
CENTURY 21 Broughton Team · (573) 221-8030